1. Acceptance of Terms
By accessing or using CurrencyIQ ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you do not have permission to access the Service.
2. Informational Purposes Only
CurrencyIQ is not a robust trading platform, financial advisor, or broker. All content provided on our website, including real-time exchange rates, charts, market mood indicators, and AI forecasts (powered by Google Gemini), is for informational and educational purposes only.
Our data relies on third-party integrations (such as the Frankfurter API and European Central Bank reference rates). While we strive for accuracy and uptime, we cannot guarantee that the information provided is entirely error-free, timely, or perfectly reflective of live actionable market prices.
3. No Financial Advice or Liability
The AI-generated forecasts and "Market Mood" metrics are mathematical predictions based on historical patterns. They are not financial advice. By using CurrencyIQ, you acknowledge that:
- You are solely responsible for any financial or investment decisions you make.
- Currency trades, Forex speculation, and cross-border transfers carry inherent financial risk.
- CurrencyIQ, its developers, and stakeholders shall not be held liable for any financial losses, damages, or missed profits resulting from decisions made based on the data provided by our service.
4. Intellectual Property
The Service and its original content, features, and functionality (including but not limited to the CurrencyIQ brand, custom CSS, layout, and AI integration architecture) are and will remain the exclusive property of CurrencyIQ and its licensors. Our branding may not be used in connection with any product or service without the prior written consent of CurrencyIQ.
5. API Usage and Fair Use
If you connect your own Gemini AI API key to unlock advanced features, you agree to abide by Google's Terms of Service. We do not store your API key on our servers; it is stored locally in your browser cache. We are not responsible for any usage charges incurred on your personal API key.
6. External Links & Advertising
Our Service may contain links to third-party web sites, payment providers, or services (such as those listed in our Transfer Fee Comparison) that are not owned or controlled by CurrencyIQ. We also utilize Google AdSense to display advertisements. We assume no responsibility for the content, privacy policies, or practices of any third-party websites, advertisers, or services.
7. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
8. Contact Us
If you have any questions about these Terms, please contact us at business@currencyiq.org.